In a skillet heat oil. Add onion; cook and stir 5 to 7 minutes. Add bell pepper; cook and stir 3 to 5 minutes. Add hash browns, salt, black pepper, and ham; cook 18 to 20 minutes until potatoes are golden brown, stirring every so often.
Top with cheese slices; cook until melted. Stir into hash brown mixture. Makes 8 serving. Recipe from Culinary.net.